This past week was abundant. Let me say it, yet again, being frugal, being resourceful is a state of mind. Possibly a skill, but more of an attitude, a state of being aware on how one can save or acquire things for free. I find myself always on a lookout. Is this something I can resell, reuse or re-gift?
Leftovers at work? – I will take them!
Ribbons from a gift basket? – Don’t you dare throw them away!
Submitting rebates? – Yes, I WILL bother.
How I saved & made money last week? Let’s read on, shall we?
I have been very lucky to be ordering something online almost every single week. Not for myself but for my boss or office in general. Shall we send flowers? Yes? I will send them! I do ensure to go through Ebates every time. This means #freemoney for me. I am $13 up from last week. Yes!
Speaking of #freemoney I have a good one for you. So I am walking in my neighborhood and, which is not unusual, I see a pile of stuff ready to be removed the next morning when the recycling trucks come. I look closer and I see a brand new bathroom scale, still in its original box. I pick the box up, check inside, yep, still untouched. Holly Molly. Price sticker on it? $49.99. I literally considered it a gift from God. And what do you do with gifts you get but don’t want? You return them. 🙂
2. Free prescriptions
I changed insurance a couple of months ago and when I went to pick up my prescription (I pick up a 3 month supply at a time), I was asked to pay $120. With my previous prescription I paid $0. What happened?? I refused to pay. It took about 2 weeks to figure things out, which included my doctor calling my pharmacy personally. A long story short, it turned out that my insurance would not cover the generic brand (thus the $120 quote) but would cover brand name medication at 100%.
Huh? As ridiculous it as it sounds that’s exactly what happened.
So, if you are getting generic and it still seems high, ask your insurance how much switching to brand medication would cost. In my case, it is a savings of $120/ every 3 months and $480/year! It does not make any sense to me, I am just happy I did not accept the high price and doubted instead.
3. Paid with FSA
Last couple of weeks I had a multitude of medical appointments, co-pays, lab tests, antibiotics. Whatever my insurance has not paid, I paid all with my FSA card. Since the $$ is put directly from my paycheck and is allocated pre-tax, I am practically saving 25%.
4. Staples money
I received a $5 coupon via email ($5 off $5 purchase) valid for 1 day only. I stopped by at the closest Staples after work and picked up a pack of 12 Pentel gel pens. They were on sale from $9.99 down to $6. With my $5 off I paid only $1. No tax as I used my work’s no tax Staples card.
I am adding these to my ‘gifts’ pile.
5. Random goods
- Found a new photo frame in the recycling bin (on top of it) at work
- Free bagel breakfast at work
- Cooked all dinners at home
How did YOU save money?